Money guides

Short, worked-out explainers with real numbers. Each one links to a calculator so you can try your own figures.

₹30 lakh home loan: EMI for 15, 20 and 25 years

EMI, total interest and the real cost of a ₹30 lakh home loan at 8.5% for 15, 20, 25 and 30 years, with prepayment tips.

How much a ₹5,000 SIP grows to in 10, 15, 20 and 25 years at different returns, and what a 10% yearly step-up does.

Tax comparison for salaries from ₹10 lakh to ₹30 lakh under the new and old regimes for FY 2026-27, with the break-even deduction for each.

From April 2026, eight cities qualify for the 50% HRA exemption limit. What changed, how HRA is calculated, and how much tax you save.

Monthly EMI, total interest and the salary you need for ₹20, ₹40 and ₹50 lakh home loans at 8.5% for 15, 20 and 25 years.

EMI and total interest on an ₹8 lakh car loan for 3, 5 and 7 years, and how a down payment changes the cost.

Monthly SIP needed to reach ₹1 crore in 10, 15, 20, 25 and 30 years at 10%, 12% and 14% returns, plus the step-up shortcut.

What ₹1.5 lakh a year becomes in 15 years in PPF, a bank FD and an equity SIP, before and after tax.

₹5 lakh extra: what happens if you prepay a ₹30 lakh home loan versus investing it, with real numbers.

Exact tax, monthly tax and effective rate on salaries from ₹10 lakh to ₹25 lakh under the new regime for FY 2026-27.

New GST rates on cars, two-wheelers, TVs, ACs, phones, gold and insurance after the September 2025 reform, with price examples.

Senior citizen FD rates in October 2026, what an extra 0.5% earns on ₹10 lakh, and the tax rules seniors should know.

EMI and total interest on a ₹5 lakh personal loan for 3 and 5 years, current bank rates, and hidden costs to check.

How much small monthly SIPs of ₹1,000, ₹2,000 and ₹3,000 can grow to at 12% over 10, 15 and 20 years.

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